Making the Most of Your Money - Savvy

Gift Cards Travel Making the Most of Your Money



ยท 4 min read

It is hard to envision a life where debt is not a motivator of work. By the time the average American is out of school, bad decisions and multiple student loans have led to a ridiculous amount of debt. Add a wedding on top of that or a graduate degree, and by the time you decide on your 30-year mortgage, you are ready to be a slave to debt for life.

There is another way! Even if you have started out smothered in financial regret, you can dig yourself back out of it and find your way to a comfortable lifestyle. Many money-saving tricks exist that can help stretch that valuable dollar!


1. Utilize the Savage Know-How of JoinSavvy is a great way to save money while shopping online. By going to this website, you can download the web app offered by this company. It is a browser plug-in that not only searches the internet for the best deals but also has its own proprietary list of coupons. JoinSavvy takes all the work out of finding discounts for you!

It can be very time-consuming to research and apply your own coupons, often having to try multiple promotions before finding something that works. Allowing JoinSavvy to do this work for you gives you time to pursue other tasks. It also ensures that you are receiving the best deal on your cart, as you may not have found the same codes that JoinSavvy has access to.

When you use the free plug-in from JoinSavvy, it will light up when you are on a website it has coupons for. Clicking the button causes JoinSavvy to automatically apply known promo codes and coupons until the best deal for your cart has been found. There are also opportunities for cash back, free gift cards, and other offers!

JoinSavvy works at approximately 40,000 online retailers. You are almost always going to find a deal on what you need, and when you can’t, JoinSavvy has other offers that still help. No matter where you are looking to shop, this browser plug-in has deals to save you money. There are even international websites it works on! Install JoinSavvy into Google Chrome today to start saving even more money for FREE!


2. Know When to Hit the Dollar Store

The local dollar store is a tempting stop, but make sure you are only purchasing certain items there. Often, if you watch fliers from other stores, it is easy to get a better bargain that way. However, for personal items such as toothpaste or toothbrushes, or a birthday card for your bestie, the dollar store can be the way to go. Certain foods and household items will be much cheaper here, just do the research before each purchase to make sure you are getting the best price!


3. Be a Minimalist

It is easy to get wrapped up in spending money to lift our spirits or because we crave the latest in technology or clothing. The trend now, however, is open spaces and a calming environment. De-junk that house for a cleaner look and a calmer mind! As you are getting rid of what you don’t need, look into selling items on Letgo, Facebook Buy/Sell/Trade groups, and Craigslist. Be sure to practice safe meeting habits when you go to exchange your goods! Always take someone with you and meet in a public place.


4. Take Advantage of Points Programs

Many companies offer a points reward system, and this is a great way to earn free items or cash rewards to use in-store. For example, Pampers offers a system that allows you to scan codes on diapers and wipes. These points can be saved up for things like magazine subscriptions, baby toilet seats, or toys, but you can also redeem them for more diapers.

Walgreens is another store with a great points program. Not only can you stack their store coupons with manufacturer coupons but being a part of their rewards program earns you points on certain purchases. Once you hit 10,000 points, you earn $5 to spend in the store.

If you are looking for a free date, try drinking some Coca-Cola. Even a 20 oz has a code in the lid that you can redeem on their reward site. If you watch for it, an AMC theater reward comes around that will allow you to redeem free tickets, drinks, and popcorn. Now that’s a deal!


5. Hit Up the Salvage Stores

Many grocery stores get rid of items long before the items actually go bad. Try searching for salvage stores near your area. These stores will have deeply discounted groceries. Expiration dates are actually just ‘quality guarantee’ dates. If you stick to non-perishables, canned goods, and frozen items, as well as toiletries, it is easy to get a good deal on items you know will be safe. Cereals, coffee, and even energy drinks can be found at these stores. They do also carry dairy items but knowing what to look for in spoiled food can make these a good buy, as well! Trust your eyes and your nose when looking for signs of spoilage.
These are just a few items that will help you earn cash back, find coupons and promo codes without spending hours scouring the internet, or take advantage of free fun. There are many options with exploring. Discovering these hidden money savers can be a fun exercise!