Four Useful Ideas for Saving Money - Savvy

Gift Cards Travel Four Useful Ideas for Saving Money



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I think the majority of us, especially these days, are looking for ways to save money. You can never have too much money, right? Here are some tips to help you save some moolah.


1. Check out

This one is really a no brainer. If you hate having to go through the process of finding coupon codes online only to potentially be told the code is not even valid, Savvy will be a lifesaver for you! First of all, it’s completely free to use, so that’s a big plus. What Savvy does is comb the entire internet to find the best coupons or discount codes available for the stores you’re shopping at. It works with over 40,000 stores, including Walmart, Target, and Amazon!


2. Get cash back on groceries you’d buy anyway with Ibotta and Checkout 51.

One thing we all have to do regardless of who we are or how much money we have is eat. So why not earn money back on something you buy anyway, i.e. groceries? This is another super easy way to save some money that is applicable to basically the entire planet. Both ibotta and checkout51 give you cash back on your grocery purchases. They’re both downloadable apps from either the Apple app store or the Google Play store. The way it works is there are certain items that cash back is offered on. You view the offers, pick what applies to you, and earn the amount listed when you upload your receipt. It’s as simple as that!


3. Plan your meals ahead of time and limit dining out/fast food.

This idea may not sound like it’ll make a very big difference, but you’d be surprised how much you can save by meal planning and eating homecooked meals instead of dining out or ordering in. Again, eating is something we all have to do; it’s just a fact of life. After a long day at work, the last thing you probably feel like doing is cooking dinner. That’s totally understandable. However, you don’t have to cook every night to eat a homecooked meal every night. There are so many meals that can either be prepped beforehand and frozen and then all you have to do is pop it into the oven and voila! Or you can throw a bunch of ingredients into your Crockpot before you leave for work and have a nice hot dinner ready and waiting when you come home. Try it for a week and see how much you save; I think you’ll be pleased.


4. Cut unnecessary expenses or renegotiate your rates.

These days, with the number of streaming services out there, a lot of people have cut the cord and cancelled cable. Depending on where you live, this can save quite a bit. If you just can’t bring yourself to cancel cable, you could still save money on your cable bill by simply calling your provider and asking what deals they currently offer for existing customers. It may not always work, but then again it might. You can also sometimes renegotiate rates on things like car insurance and cell phones, especially if you shop around. Sometimes just calling a provider and saying X company is offering me this rate for the same services I get from you, will you match it, can get your rate lowered.